Shared experience

SHARED Ownership is ideal if you are not able to purchase a property on the open market as you only need to buy the percentage you can afford (as long as it's over 25 per cent).

Shared Ownership is also perfect if you only have limited savings as you will only need to find the deposit of the share you are buying.

You buy between 25 per cent and 75 per cent of your home's value, and pay an affordable, subsidised rent on the remainder.

You can buy more shares, until in some cases you own 100 per cent of your home.

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DCH has a range of brand new two- and three-bedroom homes available in the Plymouth area.

Often when you see a new development there may be some 'affordable' housing on the same site.

This means that there may be some Shared Ownership homes for sale, and instead of the developer selling them at their full market value DCH purchase them from the developer and sell a share to qualifying applicants.

There are also three-bedroom houses for sale at Foulston Avenue, Plymouth, which is part of the River's Reach development.

These homes benefit from contemporary kitchens with built-in electric oven, stainless steel gas hob and space and plumbing for washing machine.

There are oak-style interior doors, PV (photovoltaic) panels which can help to reduce your electricity consumption, a mechanical heat-recovery systems to help limit heat loss in the home, an allocated parking space and 10-year NHBC.

A three-bedroom terrace house is available from £55,000 for a 40 per cent share (full value £137,500), the monthly rent which includes buildings insurance is £193.64.

There is also a management charge of £27.24 per month for communal areas.

Call DCH for more details on 01752 856047.